bhph
Bad Credit? We Get You Approved.
At Peruzzi Mitsubishi, we've helped thousands of Pennsylvania drivers overcome bad credit, bankruptcy, repossession & more since 1986. Our in-house financing means we say yes when banks say no.
Get Pre-Approved Now
Takes 60 seconds · No impact to your credit score
We Say YES When Banks Say No
Life can throw curveballs — bankruptcy, divorce, repossession. At Peruzzi, we look at your full picture and find a way to get you driving. No bank runaround, no judgment.
Do You Qualify? Here's How to Know.
Meet these simple criteria and you have a 95% chance of approval.
The Peruzzi Advantage
We've been the leader in Buy Here Pay Here across Pennsylvania since 1986. Here's exactly what makes our program different from every other BHPH lot.
Huge, Quality Selection
Most of our program vehicles are fresh trade-ins from our Toyota, Nissan, and Buick GMC locations — giving you far better quality than a typical independent BHPH lot.
Every Vehicle PA Inspected & Serviced
We never put a car on the lot we wouldn't put our own family in. Every vehicle passes a full Pennsylvania inspection and is properly serviced before delivery.
6-Month Limited Warranty Standard
Your purchase includes a 6-month limited warranty, with longer extended terms available — so you're covered long after you drive off the lot.
Weekly or Bi-Weekly Payments
Payments are structured around your pay schedule so you're never caught off guard. Pay online, by mail, or in person at Pennsylvania Auto Credit in Fairless Hills.
Short-Term Loan — You Own the Car
This is NOT a lease. It's a short-term loan with our affiliated in-house lender. When your last payment is made, the car is yours — no surprises, no mileage restrictions.
$200 Referral Club — Earn Real Cash
Know someone who needs a car? Refer them and we'll pay you $200 in cash for every friend who purchases. There's no cap — refer as many people as you like.
From Application to Keys in 4 Simple Steps
No weeks of waiting for a bank decision. Just a fast, straightforward process at our Fairless Hills dealership.
Apply Online or Call
Fill out our quick form above or call 866-751-3213. Takes under 60 seconds and won't hurt your credit.
Get Pre-Approved
Our in-house team reviews your application — typically same day — and calls you with your approval and options.
Choose Your Vehicle
Browse our large selection of PA-inspected program cars at our Fairless Hills lot. Test drive as many as you like.
Drive Away Today
Sign your paperwork, set up your first payment, and you're on the road. We also build your credit as you pay!
Real People Who Got Back On the Road
"I had a bankruptcy on my record and was turned away everywhere. Peruzzi didn't even blink — same afternoon I applied, I was leaving in a 2020 Mitsubishi Outlander. I couldn't believe how easy it was."
"After my divorce my credit was a mess. Peruzzi treated me with respect, set up bi-weekly payments I could actually afford, and I drove off the same day. Their 30 years of experience really shows."
"Four dealerships said no. Peruzzi said yes on the first call. Plus the referral club is real — I've already made $400 sending friends. If you need a car and have bad credit, this is the only place to go."
Your Next Car Is Waiting at Peruzzi.
Join thousands of Pennsylvania and New Jersey drivers who trusted Peruzzi Mitsubishi to get them back on the road. Apply now — it's free, fast, and there's no obligation.
130 Lincoln Hwy, Fairless Hills, PA 19030 · Serving Bensalem, Trenton NJ, and all of Southeast PA
Sales Hours: Mon–Fri 9am–8pm · Sat 9am–6pm · Sun 11am–4pm