Buy Here Pay Here at Peruzzi Mitsubishi

Having a reliable car or truck is essential these days. But if you have “iffy” credit, it can seem impossible. So are you gonna always be stuck with that clunker? Or having to take the bus to work? The answer is, "No." Peruzzi Mitsubishi in Fairless Hills, PA are specialists in helping folks whose credit score is less than great. Since 1986, we’ve successfully worked with buyers who need a second chance. Our Buy Here/Pay Here plan is perfect for anyone whose credit score has been dinged by foreclosure, bankruptcy, divorce, or a repossession. It also works for anyone who may be just starting out and who doesn't have much credit history. Peruzzi Mitsubishi has its own affiliated lender, so you deal with our friendly finance experts rather than a traditional bank. So how can you get started? First, start with our special Credit Amnesty, where you can get pre-approved for just $29 down! Next, we can help you select from among Peruzzi Mitsubishi's huge selection of fresh trade-ins, all fully-inspected and serviced. You'll get a 6-month limited warranty as part of the deal, although you can choose a longer-term. Once you find a vehicle that you love, we’ll set up an easy payment plan to work with your budget (either weekly or bi-weekly). This is a short-term loan, not a lease – so once you’ve finished your payments, you’ll own the car or truck which makes smart financial sense. Another way Peruzzi Mitsubishi in Fairless Hills, PA helps give you a fresh start is through the option of "Liability Only" insurance. You'll be covered for just what you need, and can save hundreds of bucks a year. Bottom line: Peruzzi Mitsubishi has decades of experience helping those who need a break. Our $29 Credit Amnesty option is the perfect way to get started. Just know that no matter what life has put you through, we’re ready to help you get back on your feet – and behind the wheel of a great new ride.

Even in these topsy-turvy times, owning a new vehicle is still within reach. New economic conditions have led dealers including Peruzzi Mitsubishi in Fairless Hills, PA to come up with affordable ways that help drivers finance a car, truck or SUV. You’ll want to talk to a member of the Peruzzi Mitsubishi sales team to find out new options, but in the meantime, let’s review the two main ways of financing a vehicle: leasing versus purchasing. Our sales experts can walk you through the best scenario for you and your budget. Leasing is a good option if you're someone who wants a lower down payment and lower monthly payments. You also get the advantage of driving newer vehicles and trading up regularly. Plus, you never have to worry over the process of selling your car. The downside to leasing revolves mainly around mileage. If you’re someone who drives a lot, you may find yourself paying more if you go over your allotted amount. Of course, right now when people are driving less, this may not be an issue. Just think to the future when you’re driving or commuting life goes back to normal. Oh, and any little ding or scratch could also cost you extra when you go to turn it in. Purchasing is the other typical option for anyone looking for a new vehicle. When you buy a car, it’s “yours.” You can drive it wherever and however you’d like. The additional fees that can mount with a leased car or truck aren’t an issue. Plus, you can likely get a car loan with lower credit than that involved with a lease. Additionally, when you want to purchase another vehicle, you’ll have some “capital” to work with in the form of a trade-in. Peruzzi Mitsubishi in Fairless Hills, PA offers a host of leasing or purchasing options. Their financing department has years of working with customers in all kinds of situations and can direct you into the best situation. Especially now! Call, email or come on in to our safe, sanitized facility.

Like death and taxes, car insurance is one of those “facts of life.” If you or a family member plans to get behind the wheel, you’re going to need car insurance to protect not just yourself, but others on the road. Peruzzi Mitsubishi in Quakertown, PA knows the ins and outs of safe driving, so here are their insights into what influences the cost of your auto insurance policy. THE TYPE OF CAR BEING INSURED It doesn’t take much thought to figure out why insurance costs on a flashy (and fast) sports car will cost more than a reliable family sedan. You could have the best credit score and driving history, and you’ll still see a spike in your premium.  Peruzzi Mitsubishi in Quakertown, PA offers a full line of safe vehicles – yet which still serve up a pretty snazzy look (and feel) on the road. IS IT SAFE? Insurers appreciate the kind of safety devices you’ll find in the Mitsubishi line. They’re the little extras that let them know there’s another layer between the car and potential mishaps. And that can result in lower insurance costs. DRIVING EXPERIENCE Insurers consider new drivers “high risk” – which means they’ll pay more in premiums. At the other end of the spectrum are “mature” drivers, those over 40 with some time behind the wheel. Insurance costs for older drivers will tend to be much lower. CREDIT SCORE Insurance companies often look at a driver’s credit score, as it reflects a general sense of “responsibility.” The higher the score, the better it shows up the driver – and that can positively impact the cost of insurance premiums. DRIVING HISTORY It’s hardly a surprise that a driver’s history on the road is a key element in determining an insurance premium. Those without accidents or even parking tickets will naturally get a better rate than those with more reckless road habits. POLICY LIMITS If a driver opts for high coverage, they’ll pay for it in their premium. If they want coverage for “add ons” like roadside assistance or windshield repair, that will also add to the bill. DEDUCTIBLES If you’re willing to pay more out of pocket after an “incident” (aka a “higher deductible”), your insurance company will reward you with a lower cost on your premium. Your insurance company is your insurance company. But if you want a vehicle that will make a positive impression (and perhaps positively impact your auto premium), stop by Peruzzi Mitsubishi in Quakertown, PA.