Bad credit can hold you down. There’s no question about it. This detriment can drive up interest rates and insurance premiums, hurt you when you apply for a job or a mortgage and hamper your chances at getting approved for loans, apartments, cell phones and even vehicles.
At Drive One Auto Sales, we understand this frustration and have helped many people in your unfortunate situation. We provide many great solutions such as our Buy Here Pay Here program for drivers in the Philadelphia area. We also believe it is important to provide you with some helpful tips for when you are car shopping. Here are four that will help you during the car buying process.
Tip #1: Understand your credit score
The first step you should do is to get your credit report and go over it. This report will help you know your credit score and understand things better. A credit score, also known as a FICO score, is a number that ranges between 300 and 850. This score is determined by your payment history, amount owed, length of credit history, new credit and types of credit in use. If you have a high credit score, you are in the clear. If not, you will find it tougher to navigate life’s expensive waters. By knowing where you stand, you have an advantage.
Tip #2: Be prepared
When going car shopping with bad credit, you should be well-prepared. Do your research when it comes to purchasing a new vehicle. You should also have all of your necessary documents including your driver’s license, a recent pay stub and a current utility bill.
Tip #3: See which program is best for you
Different car programs are better for different people. We work with each individual to make sure they get the program that is right for them. At Drive One Auto Sales, we offer a wide range of options for our drivers. If you fill out our free credit application, we will custom design a solution for you. Our Buy Here Pay Here program in Trenton, NJ provides a great selection of program cars that properly inspected and serviced.
Tip #4: Be sure of your decision
Make sure you understand all of the information that you are given. It can be a lot to digest at first, but you should always ask questions. Be sure of your decision and don’t make split-second decisions.
Get back in the driver’s seat and contact Drive One Auto Sales by calling us at 855-316-7171 or filling out a contact form on our website.
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