Jul 5, 2016

Your credit card debt has quickly added up to an unmanageable amount. Your bad credit is putting a damper on all different areas of your life. Companies run your credit when you try to get approved for an apartment, cell phone contract, another credit card, small business loan, vehicle and small business loans.

Bad credit can hold you back from living your life. Instead of hearing that you’ve been denied or are hit with crippling interest rates, Drive One Auto Sales works hard to get you and other Pennsylvania drivers back on the road in no time. Here are four different ways our finance department fights for you despite your bad credit.

Buy Here Pay Here Program

Our Buy Here Pay Here program has helped many drivers throughout PA and can assist you even if you’ve dealt with bankruptcy, repossession, foreclosure, divorce or bad credit. If you have a verifiable net income of at least $350 a week, can make a minimum down payment of $299 and have no other current car loan, you will have a 95 percent chance of being approved. Our huge selection of vehicles consists mostly of fresh trade-ins from our various locations. They are all PA inspected and come with a six-month limited warranty.

Quick Approvals

Our finance department understands the importance of having reliable transportation. You might have to drop your child off at daycare, drive to work and pick-up groceries. This routine becomes much more difficult without a vehicle. We don’t waste any time; we ensure fast decisions and quick approvals. As long as you have proof of residence and income, we can get you into a reliable vehicle today.

Competitive Rates

Not only do we have quick approvals, but we also offer competitive rates. Our rates come directly from the manufacturer and local Pennsylvania banks. Our goal is to find you the best interest rate possible.

Extended Warranty Programs

We also work to get your vehicle an extended warranty. As mentioned earlier, vehicles from our Buy Here Pay Here program in Philadelphia come with a six-month limited warranty, but we offer longer terms as well.

Trying to live your life with poor credit is certainly not easy, but our terrific finance department gives you the keys to take back your life.